Baby/money

I'm having a really hard time with money.

I'm pregnant and I'm about to bring a human life into this world. I want to do it according to my values and knowledge. I know too much and care too much to have my baby at the hospital. I want a water birth. I want a safe relaxing welcome to my baby. I don't want people telling me what to do and when to have my baby. I don't want to be treated like a consumer cow that people usher around like a blind tourist.

Why won't ahcccs cover a $2000 midwife but will cover a $100, 000 hospital visit?

I'm so lost. The cheapest I can't find is $325 a month and I just don't have it!!!